Apoyo Infonavit with a bank mortgage
Understand how Apoyo Infonavit may interact with bank financing and which current terms require official confirmation.
Apoyo Infonavit is a Mexican arrangement in which eligible workers use Infonavit-related resources alongside a bank mortgage. Employer contributions may support repayment under the product’s current rules, while housing-subaccount funds can serve a defined support or guarantee role.
Confirm eligibility, how employer contributions are applied, treatment after job loss, the role of the housing subaccount, bank terms, insurance and prepayment allocation. These details can change and a general calculator cannot infer them.
Use the mortgage calculator only for the bank loan’s stated principal, rate and term. Do not manually add employer contributions unless you know their timing and contractual treatment.
Verify the current program in Mi Cuenta Infonavit and with the participating bank before making a decision.