Real Estate

Real Estate articles

Guides and examples for solving real estate calculations with more context.

Real Estate · 5 min read

Mortgage payment formula in Excel and Google Sheets

Use the PMT function with a monthly rate and total payment count, then validate the result.

Read article

Real Estate · 6 min read

15-, 20-, 25- or 30-year mortgage: which term fits?

Compare payment and lifetime interest across common mortgage terms using the same principal and rate.

Read article

Real Estate · 5 min read

Apoyo Infonavit with a bank mortgage

Understand how Apoyo Infonavit may interact with bank financing and which current terms require official confirmation.

Read article

Real Estate · 6 min read

Bank mortgage vs. Infonavit credit

Compare the general structure of a Mexican bank mortgage with Infonavit housing credit.

Read article

Real Estate · 5 min read

Mortgage prepayment: reduce the term or the payment?

Compare shortening a mortgage with lowering its monthly payment after an early principal payment.

Read article

Real Estate · 5 min read

How to convert an annual mortgage rate to a monthly rate

Convert a nominal annual mortgage rate for monthly payment and amortization calculations.

Read article

Real Estate · 5 min read

Fixed vs. variable mortgage rates

Compare payment certainty under a fixed rate with the potential increases and decreases of a variable-rate mortgage.

Read article

Real Estate · 6 min read

How to calculate total mortgage interest

Estimate lifetime mortgage interest and see how rate, term and extra principal payments change it.

Read article

Real Estate · 6 min read

How to build a mortgage amortization schedule in Excel

Create monthly payment, interest, principal and balance formulas in Excel or Google Sheets.

Read article

Real Estate · 6 min read

Extra mortgage payments: how they can save interest

See how additional principal payments can shorten a mortgage and reduce lifetime interest.

Read article

Real Estate · 5 min read

Notary, appraisal and tax costs on a Mexican mortgage

Identify notary, appraisal, tax, registration, insurance and lender costs that sit outside principal and interest.

Read article

Real Estate · 5 min read

How much can I borrow for a home?

Estimate mortgage principal from a target payment, rate and term without treating the result as lender approval.

Read article