Finance
Finance articles - page 2
More guides and examples for solving finance calculations with practical context.
Articles
Page 2 of 3.
Finance · 5 min read
Monthly loan insurance: how it affects your payment
See how recurring loan insurance raises the all-in payment and what to ask about cost, coverage and cancellation.
Read articleFinance · 6 min read
How to calculate interest on a loan
See how monthly interest is calculated from the outstanding balance and how to estimate total interest over a loan’s term.
Read articleFinance · 5 min read
Loan origination fees: how they affect borrowing costs
Learn how a loan origination fee is calculated, whether it is financed and how it changes the total cost of borrowing.
Read articleFinance · 6 min read
CAT vs. interest rate: what should you compare?
Understand Mexico’s Total Annual Cost metric, how it differs from an interest rate and why both matter when comparing loans.
Read articleFinance · 7 min read
Loan amortization schedule: what it is and how to read it
Learn what each amortization-schedule column means and how a fixed payment changes as the outstanding balance falls.
Read articleFinance · 6 min read
How to calculate a monthly loan payment
Calculate a fixed monthly loan payment from principal, annual interest rate and term, with a step-by-step example.
Read articleFinance · 6 min read
Profit, margin and markup: what is the difference?
Calculate profit, margin and markup correctly, and find the selling price required for a target margin.
Read articleFinance · 5 min read
Successive discounts: why 20% + 10% is not 30%
Calculate stacked discounts in sequence and convert them into one equivalent effective discount.
Read articleFinance · 7 min read
Compound interest for retirement: 20-, 30- and 40-year examples
See how time and monthly contributions affect a hypothetical retirement balance over 20, 30 and 40 years.
Read articleFinance · 7 min read
CETES and compound interest: what happens when you reinvest?
Understand how reinvesting Mexican Treasury bills can create compounding, which inputs matter and why a fixed-rate model has limits.
Read articleFinance · 6 min read
Inflation and compound interest: calculate real value
Learn how inflation erodes purchasing power and convert the future value of an investment into today’s money.
Read articleFinance · 6 min read
How much should you save each month to reach a goal?
Calculate the monthly contribution needed for a savings goal using your target, time horizon and assumed return.
Read article